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These terms and conditions (the "Terms") govern the commercial and operational relationship between Paggins and the Supplier in connection with the use of the Platform and related services. Paggins operates as the Merchant of Record for all financial transactions conducted under this Agreement, while the Supplier acts as an authorized supplier of products and services offered to end customers.

THE SUPPLIER IS RESPONSIBLE FOR PERIODICALLY REVIEWING THESE TERMS FOR ANY CHANGES.

1. Scope and Relationship of the Parties

These Terms apply exclusively to the business-ten Paggins and the Supplier. Nothing herein shall be construedas creating a partnership, joint venture, agency, or employment relationship between the parties.

2. Merchant of Record Model

Paggins operates under a Merchant of Record model in connection with all transactions processed through the Platform. For all purchases made through the Platform, Paggins acts as the contractual and commercial seller of the products and services offered to end customers.

Paggins is responsible for the commercial sale of the products and services offered through the Platform, including billing, payment processing, customer support coordination, refund administration, order fulfillment coordination, warranties, and compliance with applicable consumer protection laws.

The Supplier supplies products and services to hrough the Platform and remains solely responsible for thesourcing, manufacture, quality, safety, labeling, and regulatory compliance of all supplied products and services.

Paggins does not provide regulated financial services and does not act as a financial institution. Products sold through the Platform, including nutraceuticals and dietary supplements, are not inte, or prevent any disease.

Nothing in these Terms shall be construed as creating a partnership, joint venture, fiduciary, agency, or employment relationship between the parties. Each party acts as an independent contractor.

3. Products and Regulatory Compliance (Nutrace

The Supplier represents and warrants that all products supplied through the Platform, including nutraceuticals and dietary supplements:

• comply with all applicable health, safety, food supplement, labeling, and advertising laws;
• do not contain prohibited substances;
• are manufactured and distributed in accordance with applicable regulatory standards in all jurisdictions where sold.

The Supplier shall be solely responsible for any claims, investigations, penalties, or liabilities arising from non-compliance.

4. Digital Content and Intellectual Property Rights

For any digital content supplied by the Supplied warrants that it holds all necessary intellectual propertyand licensing rights. Where applicable, End-User License Agreements (EULAs) may govern the use of such digital content.

5. Pricing, Taxes, and Settlement

Prices displayed to end customers may include or exclude applicable taxes, including value-added tax (VAT), depending on the nature of the transaction and applicable law. The Supplier acknowledges that tax treatment may vary depending on the end customer's location and transaction type.

6. Paggins Privacy Policy

The Supplier acknowledges and agrees to the Paggins Privacy Policy, as applicable to the processing of Supplier data. All personal and business data shall be processed in accordance with applicable data protection laws.

7. Modifications to the Platform

Paggins may modify, suspend, restrict, remove, or discontinue any aspect of the Platform, related services, or the sale of any product or service offered through the Platform from time to time, includ legal, regulatory, reputational, consumer protection, compliance, or payment processing risks.

8. Intellectual Property of the Platform

All intellectual property rights in and to the Platform, including its software, technology, design, and infrastructure, are owned exclusively by Paggins. Nothing in these Terms grants the Supptary rights in the Platform.

9. Electronic Communications

The Supplier consents to receive all notices, disclosures, and communications related to these Terms electronically, including via email. Communications shall be deemed received when sent to the Supplier's registered contact details.

10. Disclaimer of Warranties

The Platform is provided on an "AS IS" and "AS AVAILABLE" basis. To the maximum extent permitted by law, Paggins disclaims all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

11. Limitation of Liability

To the fullest extent permitted by law, Paggins shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to these Terms or the use of the Platform.

12. Indemnification

The Supplier agrees to defend, indemnify, and hold harmless Paggins, its affiliates, directors, officers, employees, and agents from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• the Supplier's products, including nutrace
• product safety, labeling, advertising, or regulatory claims;
• any breach of these Terms by the Supplier.

13. Changes to the Terms

Paggins may amend these Terms from time to time. Any amendments shall become effective upon notice to the Supplier or publication through the Platform.

14. Termination

Either party may terminate this Agreement upon material breach by the other party or by providing at least thirty (30) days' prior written notice. Termination shall not affect any rights, obligations, ued prior to the effective date of termination.

15. Intellectual Property Infringement Claims<

The Supplier represents and warrants that all products and content supplied through the Platform do not infringe third-party intellectual property rights. The Supplier shall be solely responsible for defending and indemnifying Paggins against any such claims.

16. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of Estonia, without regard to conflict of laws principles.

17. Severability and Entire Agreement

These Terms constitute the entire agreement bet regarding the subject matter hereof. If any provision is heldto be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

18. Dispute Resolution

The parties agree to use reasonable efforts to resolve any dispute arising out of these Terms through good faith negotiations before initiating legal proceedings. Failing such resolution, disputes shall be resolved exclusively by the courts of Tallinn, Estonia.